(Comprehensive Loss Underwriting Exchange) report
and how to get your own copy just follow the
(1) Go to
on "Home" on the main menu and choose "Insurance
(3) A link at the bottom
of the page allows you to download an application
from titled "Request for ChoicePoint Consumer
(4) Send the completed form
along with an $8 check.
If you disagree with the information in your report,
Note: By law if an
individual is turned down by information indicated
from "Choice Point" they must furnish you with a
free copy of the report and allow you to provide at
least 100 words in rebuttal to the report. This
"rebuttal" is attached at the end of the future
reports for further use by those wanting to check
you out. Also, Choice Point as I just discovered
has many other features such as: Finding a good
doctor; and many other interesting subjects.
I am told that in
late September policyholders may download their
report on the internet instantly from the internet
by charging $13 on their credit card.
In Texas as well as some
other parts of the country, Real Estate Brokers,
Realtor Associations, mortgage lenders, title
companies are fuming mad about all the "tie-ups" in
closing their home sales. The companies can use
Choice Point to discover if the home address has
ever had a water loss.
I hope this helps some
of you that are interested in "credit scoring"
"CLUE" and other forms of investigative works during
I use the search engine
"Goggle" it pulls up the entire
Choice Point System. It is fast and effective and
does not cost anything. Just a suggestion. It
will be interesting to hear from the agents what
they find out on their own records. This
information will be made available to the members of
the Legislature and other regulatory agencies, so
they can see just what agents and consumers are up
against. You may want see that your politicians get
this information as well.