U.S. House Passes Class-Action Limits, a Win for Bush

 

Feb. 17, 2005 (Bloomberg) -- Congress handed U.S. President George W. Bush the first legislative victory of his second term, approving a bill to curtail class-action lawsuits against companies by moving most of them from state to federal court.

The House today passed legislation that will make it harder for trial lawyers to file claims in such jurisdictions as Madison County, Illinois, that are known as havens for plaintiffs seeking large judgments. Judges would be required to hold hearings to assess the fairness of settlements, and settlements would be banned if lawyers' fees result in a net loss to consumers.

The House vote of 279-149 followed passage in the Senate last week by a vote of 72-26. Bush said he would sign the legislation after the House sends him the measure. The bill only applies to lawsuits filed after it's signed into law.

"The speed with which this bill passed both houses of Congress this session is a testament to the glaring need for class-action reform,'' President Tom Donohue of the U.S. Chamber of Commerce said in a statement. "This is a landmark victory in our fight to restore fairness and balance to our courts.''

A coalition of companies and insurers including Ford Motor Co., Intel Corp., Pfizer Inc., Allstate Corp. and Hartford Financial Services Group Inc. lobbied Congress for an overhaul to cut legal costs.

"It will enable us to contest lawsuits instead of having to settle them because of the fear of not being able to get a fair trial,'' said Edward Liddy, chief executive of Allstate, the second-largest U.S. auto and home insurer.

Heading the Agenda

The legislation topped Bush's agenda for curbing what he has called "frivolous lawsuits'' that "drive up the cost of doing business.''

The bill "is an important step forward in our efforts to reform the litigation system and to continue creating jobs and growing our economy,'' Bush said in a statement. He also wants Congress to cap non-economic damages for medical malpractice and compensate asbestos-exposure victims from a $140 billion trust fund aimed at ending lawsuits that have bankrupted more than 70 companies.

"We're going to push hard on this next set of issues, after we're done celebrating,'' said Stan Anderson, executive vice president of the Chamber of Commerce. He said passage of the class-action limits "is going to create some momentum for further activity.''

Under the approved bill, most class-action lawsuits seeking at least $5 million would be transferred to federal court. Federal judges apply stricter rules before allowing consumers to band together to seek damages for fraud or defective products.

Lawyers

Republicans said the measure is aimed at reducing settlements that provide coupons to consumers that can be redeemed for small amounts while lawyers get the bulk of the payments.

Class actions "are too often used to efficiently transfer large fees to a small number of trial lawyers with little benefit to the plaintiffs,'' said Republican Representative James Sensenbrenner of Wisconsin, chairman of the House Judiciary Committee.

Mike Mueller, head of a nationwide class-action team at Akin Gump Strauss Hauer & Feld LLP, predicted that plaintiffs' lawyers will challenge the new law as an unconstitutional expansion of federal power.

"It is a substantial change in the power of federal courts to hear cases based solely on state laws,'' Mueller said in a statement.

House Democratic Leader Nancy Pelosi, a California Democrat, said the bill represents "a windfall for irresponsible corporations.''

Tobacco, Oil

Representative Edward J. Markey, a Massachusetts Democrat, said beneficiaries include tobacco companies, asbestos makers and oil companies that have polluted ground water supplies.

It "may be good news for those who invest in the stocks of those companies, but it is bad news for ordinary Americans,'' he said.

The cost of class-action and other liability lawsuits rose 5.4 percent to $245.7 billion in 2003 after two years of double- digit increases, according to a study by actuarial firm Tillinghast Towers-Perrin. The costs include jury awards, settlements, defense lawyers' fees and administrative expenses.

Insurers' premiums from liability policies have fallen short of their costs from claims since 1979, according to the Tillinghast study, which uses data through 2003. Insurers collected $161.1 billion of liability premiums and had $173.9 billion in costs in 2003, the study said.

Insurers

"The benefit that comes in the long run is not the short- term reduction in costs, but the predictability that will return to the system,'' said Bob Hartwig, chief economist for the Insurance Information Institute in New York. "Projecting losses becomes a far more straight forward task because we can better price the insurance we are selling.''

Marsha Rabiteau, assistant general counsel for insurer Hartford Financial, said the new law will save money by reducing "abusive litigation,'' and providing more funds for job growth, research and development, and competitive pricing.

Before passing the bill, House members defeated, 247-178, a substitute version offered by Democrats that would have exempted from the new class-action limits any civil rights claims, cases brought by state attorneys general and mass tort claims alleging personal injury.

Democrats failed to win passage of those amendments in the Senate as well.

In a last-ditch effort, Democratic Representative Sherrod Brown of Ohio proposed exempting only lawsuits arising from injuries caused by Vioxx, Merck & Co.'s withdrawn painkiller.

Vioxx

Representative Bob Goodlatte, a Virginia Republican, replied that the vast majority of lawsuits related to Vioxx are filed by individuals, or by groups that already have been certified for class-actions, and therefore won't be affected by the class- action restrictions.

The House rejected Brown's motion, 249-175.

A survey of 1,400 company lawyers conducted by the Chamber of Commerce a year ago rated Mississippi "the least fair'' state to corporate defendants in liability lawsuits. It was followed by West Virginia, Alabama, Louisiana and California.