Heres a Copy of the Idaho Temporary rule that was forwarded to me by a Member

The temporary rule is posted on the DOI site and the applicable section is 100.02.c

( 100.USE OF CREDIT FACTORS.
01. Prohibited Acts. An insurer shall not charge a higher premium than would otherwise be charged,
or cancel, nonrenew or decline to issue a policy, based in any part upon credit factors unless: (1-1-03)T

a. The decision is also based on a noncredit factor or factors; and (1-1-03)T

b. The aggregate weight given to the noncredit factors considered in making the decision is at least as great as the aggregate weight given to the credit factors considered in making the decision. (1-1-03)T

02. Application Of Rule. To determine whether a decision to issue, nonrenew or cancel a policy, or to charge a higher rate than would otherwise be charged, is based primarily upon a credit factor or factors, the Department will apply the following criteria: (1-1-03)T

a. If an insurer declines to issue, nonrenew or cancels a policy based in any part upon a credit factor, the insurer must be able to show that it also relied upon a noncredit factor or combination of noncredit factors in making the decision and that the noncredit factor's) played at least as great a role in the decision as did the credit factor. (1-1-03)T

b. If an insurer relies in any part upon a credit factor in establishing an initial rate for new business,
the insurer must be able to show that it also considered noncredit factors in establishing the initial rate and that not more than one-half (½) of the premium rate is attributable to the credit factor. (1-1-03)T

c. If an insurer relies in any part upon a credit factor to impose an increase in premium rate for a
customer, the insurer must be able to show that the increase was also based upon a change in at least one noncredit factor and that not more than one-half of the increase is attributable to
the credit factor. (1-1-03)T

Below are the agents comments...

Per b and c just above the company cannot increase the premium just for the credit score this is a great piece of news.  Of course the company will not let the agent know why the are being so good
to the client who complains because we might complain that they are not fair with all insureds.